Real Finance

Real Finance is a Registered Financial Service Provider / FSP3821

About Real Finance

With financial services in New Zealand lagging behind in both innovation and speed Real Finance have made set a goal to bring the country better, faster and more flexible quick loans.

Whether you're looking to travel or just repair your car so you can get to work and back - we can assist you with a fast loan.

Why Kiwis Prefer Us

We value our customers and believe that the best way to show this is through great customer service that touches the heart. Instead of trying to mindlessly process personal loans with no consideration for the customer - we focus on building a long-term relationship with you and this is why so many Kiwis prefer us.

What Real Finance can offer you

We offer fast loans that range from $500 to $20,000 and offer both secured and unsecured options depending on the applicants credit history and needs.

Our loan terms stretch from 1 to 36 months and we tailor each loan to meet the customers individual needs.

We Understand and We Listen

With expenses and prices ever on the rise and salaries staying just about the same - many Kiwis are feeling the crunch and running short on cash. We offer a simple, fast and affordable solution in the form of quick loans. If you need a quick loan we're certainly the lender for you - just visit our website and start your application.



In a Nutshell

  •  Loan minimum $500
  •  Loan maximum $20,000
  •  Interest rate From 11.95% to 29.95% per annum
  •  Loan term minimum 1 month
  •  Loan term maximum 36 months
  •  Average processing time 2 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment


Getting your Quick Loan with Real Finance

We make deciding on an ideal loan amount and loan term simple and will tailor the loan package to meet your loan needs, your budget, income and pay cycle.

Our personal micro-loan currently boast a competitive interest rate that ranges from 11.95% to 29.95%.

Our Simple Loan Eligibility Requirements

Our application requirements are not stringent as those you'll see with the major banks in the country. We require you to be a NZ citizen or resident and  be aged over 18 with full time employment and a valid proof of address in order to get a loan. If you meet our requirements - you are very likely to be approved for a loan - even with bad credit!


Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Earning a stable income
  •  Credit check
  •  Can you provide security
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Cash loans
  • Vehicle loans
  • Emergency loans
  • Debt consolidation loans
  • Holiday loans
  • Home renovations loans

Contact Details

 Visit Website Apply Directly

Address

 Physical Address

  • 159 Cranford St, Christchurch, Canterbury, 8014, New¬†Zealand

 Postal Address

  • PO Box 21342, Christchurch, 8013, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 17:30
  •  Tuesday 09:00 – 17:30
  •  Wednesday 09:00 – 17:30
  •  Thursday 09:00 – 17:30
  •  Friday 09:00 – 17:30
  •  Saturday Closed –
  •  Sunday Closed –