Rating based on 1,593 reviews
About Rapid Loans
By offering our customers some of the most convenient online personal loans in the country - we've developed a customer base of loyal Kiwis who trust and respect us for the fantastic products and services that we offer.
If you want to experience it firsthand then you're in the right place!
Processing loans faster than our competitors
At Rapid Loans our strategy is simple - to deliver superior quick loans and superior customer service to each and every customer without exception. We are an online provider and are able to process and approve loans at a much faster pace than banks and other store front lenders.
What Rapid Loans can offer you
At Rapid Loans we offer a variety of loan types from quick cash loans to debt consolidation loans - we specialize in quick, hassle-free lending in New Zealand.
Our loans offer you between $1,000 and $10,000 and we currently charge a rate of 39% to 47.47% per annum.
Short term loan benefits
Since our loan terms are short you will be able to repay your entire loan sum plus interest off very quickly and this is something that many people appreciate since long term debt can be quite unpleasant to deal with. We also offer quick cash loans at reasonable rates that won't break the bank!
From 0 %
To 0 % Per annum
In a Nutshell
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
At Rapid Loans our strategy is simple - to deliver superior quick loans
Once we've received your loan application form our staff will then check the information for accuracy and then contact you to request the necessary supporting documentation which may include your photo ID, bank statements and payslips.
At Rapid Loans, we understand that our clients want to be able to make the best-informed decision when it comes to their finances and taking out a short term loan.
Quick loan application
When applicants visit our website they are able to make use of our innovative personal loan calculator in order to determine not only the amount of money they wish to loan but also determine what their repayments might be, how often they can afford to make payments (weekly, fortnightly or monthly), as well as decide if they wish to secure an asset to the loan or not.
Once applicants have determined each of these things they can compare their personal loan interest rates as well as terms and conditions of their loan agreement. Applicants can choose to further consult with one of our friendly team members if they have more questions if they do not then they can proceed to our online application form which can be completed in just a few minutes.
Affordable monthly repayments
Our loans are repaid via direct debit which ensures there is no chance of you forgetting to make the repayments and having your credit history affected as a result. The monthly payments are affordable and ensure that you don’t have to dedicate your entire salary to repay your quick cash loan and other debts.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
Other Products & Services
- Debt consolidation
- Rapid Loans
- Short Term Loans
Customer Reviews & Testimonials
When my colleague first suggested this website, I'll admit, I was sceptical. But they surpassed my every expectation. A consultant reached out to me within minutes of my initial inquiry, and explained the rates, terms and payback options in a way that even a financially impaired individual, such as myself could easily ...
— Wellington —
Personally, I do prefer face to face interactions, when money is concerned, but this website has managed to put my mind at ease. The consultant was more than accommodating and answered any questions I had. It made an uncomfortable situation a little more bearable. A good experience in my books.
— Queenstown —