About Handy Cash
Choosing Handy Cash to get your personal cash loan is certainly one of the best financial moves you'll ever make.
We don’t dwell on credit history or deny applicant's who are have had credit trouble in the past simply because we believe that everyone deserves a second chance and everyone deserves access to finance.
There for you When you Need us
As a lender that's seen it all and been here for both the good and bad times in the lives of our customers - we know what they need and how to serve them in the way that they deserve to be served. With us you get more than just a quick loan online - you get a friend who will be there in your time of need.
What Handy Cash can offer you
We offer payday cash loans that range from $350 to $1,500 and a loan term that stretches to 38 days.
Whether you need to pay bills or make a purchase our quick loans are ideal and can be obtained entirely online and are unsecured.
Loans for Everyone
Obtaining a short term loan from Handy Cash is very easy because our requirements are simple and can be met by just about anyone. You do not need to be a property owner or even earn a very high income, however you must be employed and have a decent monthly disposable income to afford the repayments.
In a Nutshell
- Loan minimum NZ$350
- Loan maximum NZ$1,500
- Loan term minimum 10 days
- Loan term maximum 38 days
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Applying for a Loan with Handy Cash
With us you can apply for a personal micro loan online at any time of the day or night and we will process your application from Monday to Friday during business hours.
If you apply before 14h00 we may be able to approve your loan on the same day.
5 Minute Loan Application
To apply for a loan you must visit our website and fill in the application form. This for is very simple and can be completed in just 5 minutes. Once we receive your short term loan application we will then contact you to request a few supporting documents.
Eligibility & Requirements
- 18 years or older
- NZ resident
- Employed full-time
- Bank statements