Grab a Loan

In order to apply for any of our great credit solutions, you must be over 18, be an NZ resident and be able to offer security if your loan amount is great than $2,000 or if you are applying for a debt consolidation loan.

You must be employed and earning a regular income, have a stable address history and provide us with a completed loan application form.

The top reason to choose us

You can access rates as low as 19.95% for our secured loans and an incredible 9.95% for unsecured loans of up to $2,000. With Grab a Loan you don’t need to wait in a queue or fill in form after form – you can do the entire loan application online in just a couple of minutes. If you have any questions our staff members are standing by to assist you quickly and efficiently!

Meeting you halfway

As much as we want to help all our customers, we can’t do that if their credit scores are not up to par. We are aware that it is often rare to get someone who has a perfect credit score but it should be able to meet our requirements. It is important that customers also try their level best to limit their spending routines and only focus on the basics and wants need to be paid for.

When you start buying things you don’t actually need, you are taking yourself backward instead of forward. There are certain debts that can be avoided. It is up to the customer to decide how high they want their credit score to be, we are always willing to help the, get there.

Always make sure you understand the contents of your credit contract

Once your loan has been approved, you need to thoroughly read the terms and conditions so that you don’t find yourself in a position of not following through on your end of the bargain which may have detrimental consequences.

Read everything throughout and you can even seek the assistance of an agent if you are not too sure about the content that you are reading. Our consultants usually explain everything after your debt consolidation loan application has been approved.