Heartland Bank

About Heartland Bank

Heartland Bank is one of New Zealand's oldest, most well-established and competitive banking, finance and lending institutions. We're proud of our long history, proud of our expert products and services and proud of our people.

We make everyday banking as simple as we make business finance, insurance and everything else.

Experts who Know what they're Doing

At Heartland bank our focus is primarily on the private, business and rural sectors and, unlike our competitors we see you as more than just a number in a system. We interact, assess and assist each customer on an individual basis making sure to tailor every business loan package to suit their particular needs precisely.

What Heartland Bank can offer you

At Heartland Bank we cover a range of services and products, just like any major bank in the country; from everyday banking accounts to savings and investments we have taken ordinary and made it extraordinary.

We also offer home and car loans to the everyday Kiwi and have a range of insurance products to offer.

Loans for Businesses

We believe in you and we believe in your business. At  Heartland Bank we specialize in offering a range of business finance solutions which are tailored to suit your cash flow and business needs to the point of perfection. Whether you're looking for asset finance or a small business loan - we've got it all!

In a Nutshell

  •  Loan minimum NZ$5,000
  •  Loan maximum NZ$250,000
  •  Loan term minimum 12 months
  •  Loan term maximum 5 years
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option

Getting your Needs Heard at Heartland Bank

One of the biggest considerations for Heartland Bank is making our personal loans and other financial products and services readily available to all New Zealanders whether they live in the city or in the most rural of locations - we are accessible both via the internet and in-branch.

Contact us Today to Apply

If you're ready to apply for business loan you can fill in our online contact form and we will get back to you. Alternatively you can contact us telephonically or make your way to one of our branches to speak to one of our relationship managers and get your business needs assessed.

Eligibility & Requirements

Other Products & Services

  • Home Loans
  • Personal Loans
  • Livstock Loans
  • Business Loans

Contact Details

 Visit Website


 Physical Address

  • 35 Teed Street, Auckland, Auckland, 1023, New¬†Zealand

 Postal Address

  • PO Box 9919, Newmarket, Auckland, 1149, New¬†Zealand

Opening Hours

  •  Monday 09:00 – 16:00
  •  Tuesday 09:00 – 16:00
  •  Wednesday 09:00 – 16:00
  •  Thursday 09:00 – 16:00
  •  Friday 09:00 – 16:00
  •  Saturday Closed –
  •  Sunday Closed –