BNZ Bank

About BNZ Bank

At BNZ Bank we believe that entrepreneurship is the cornerstone of our economy and we take pride in offering local businesses financial and banking service that keep them strong even when the economy is taking a hit.

We’re here to support you from start-up to expansion with our superior and competitive business finance solutions.

Reducing Fees and Interest Rates for Small Businesses

It’s no secret that business banking and finance can cost a small business big money. At BNZ Bank we will ensure your needs are evaluated accurately prior a loan offer being made so that we can ensure you never have to pay excessive fees and interest rates because of a simple miscalculation or misunderstanding.

What BNZ Bank can offer you

We offer loans for businesses, finance solutions for farming and agricultural businesses and loans for medium to large businesses with a turnover in excess of $1 million per annum.

We have some of the most flexible and affordable loan on the market and have won numerous awards for being the best small business bank in the country.

A Range of Products and Services Designed for Success

Apart from our low rate personal, car and home loans we offer some of the lowest fees on our transactional banking accounts and credit cards and boast some of the country’s most flexible business loan products – designed to ensure the success of your business through all its growth stages.

In a Nutshell

  •  Loan minimum NZ$10,000
  •  Loan maximum NZ$1 million
  •  Interest rate From 6.43% per annum
  •  Loan term minimum 12 months
  •  Loan term maximum 15 years
  •  Average processing time 24 to 48 hours
  •  Online application
  •  In-store application
  •  Secured loan option

Applying for a Business Loan with BNZ Bank

If you’re ready to take your business to new heights, then it’s time to make your online loan application with BNZ Bank.

Our application form is short, simple and will only take a few minutes to complete after which a consultant or loan manger will get in touch with you to complete the process.

Getting your Business Back on track – FAST

Being a business owner’s means that you’re always busy and trying to juggle many things at the same time. We understand that the last thing you want is to have to spend hours applying for a fast loan and days waiting to hear the outcome. As a modern online lender we pride ourselves in our ability to offer fast online credit solutions to our customers.

Eligibility & Requirements

Other Products & Services

  • Everyday banking
  • Home loans
  • credit cards
  • KiwiSaver
  • Investments
  • Insurance

Contact Details

  •  0800 275 269
 Visit Website Apply Directly


 Physical Address

  • 262 Queen St, Auckland, Auckland, 1010, New Zealand