Rating based on 51 reviews

ASB Bank

Updated

  • Low-interest starting from 3.50%
  • Business loans up to $250,000
  • Repayment up to 5 year

In-page navigation


ASB Bank homepage

Author ASB Bank. Screenshot of ASB Bank website. [Accessed May 23, 2018]

About ASB Bank

Obtain the most competitive low-cost business loan with ease.

Unlike personal loans and credit cardsbusiness finance is more complex and always requires the lender to look at the business as a unique and independent entity.

ASB Bank owes its success in the local business finance market to its unique ability to tailor finance packages to suit individual businesses to a T.

Innovation meets old fashioned hard work

At ASB Bank they have a rich history spanning many decades but, they’ve certainly kept with the times which is why you’ll find that their range of services is modern, innovative, and relevant in this online-powered world.

That being said, they haven’t let go of the good old-fashioned idea that hard work pays off.

Get the flexibility you deserve

ASB Bank offers a range of flexible business loans for small businesses and corporate companies as well as banking designed to suit your unique needs.

If you have a farming or agricultural business then why not try out ASB Bank's award-winning loans designed with your industry in mind?

What ASB Bank can offer you

Without having to compromise on speed and affordability, ASB Bank offers business loans and financial solutions that are customized to meet your business needs in the best way possible.

This personalized loan solution will ensure you get what you need and not what everyone else needs, quickly and at an affordable business loan rate.

They tailor loan packages to suit your business

With ASB Bank you don’t have to worry about whether their loans will meet your needs because their range of business finance and banking solutions are designed to fit your needs. Whether you want to start your own business, grow your business, or secure a business loan solution to help you manage your business better, they’ll have a solution for you.

You can calculate your loan before applying

Use their loan calculator to get the best business loan for your company. You can play around with figures and payments and the amount that your company can afford without having to be placed in debt.

You can find when you would like to pay your loan or how much your interest will be by using this helpful calculator.

ASB Bank Product Details

  • Loan Type Business loans
  • Interest Rate 3.50 – 10.25% p/a
  • Loan Amount up to $250,000
  • Repayment 12 months to 5 year
  • Decision 48 hours

We have a unique ability to tailor finance packages to suit the individual business

Just like no two businesses are the same no two loan applications will be quite the same so they've made it easy for you to get in touch and discuss your needs with one of their experts.

You can apply for a loan online or visit the in-branch to start your application.

You can apply if you are not a New Zealand citizen

Apply to get a business loan with them by supplying them with your visa whether it is a work or living here visa. You can also if you do not have a visa, you can supply them with three years lease agreements.

Apply online in three easy steps:

Step 1:

They will ask you to answer all of the questions and upload your business’s three months bank statements. Depending on the amount that you would like to borrow they could ask you for collateral.

Step 2:

Your details will be assessed and verified by their expert team to determine how much they can lend you. 

Step 3:

They will ask you to sign the business loan agreement and then transfer the money to you.

You can contact them or apply with them in-branch

All you have to do is dial the number that you see on the main page and contact them, they will set up an appointment for you to speak to one of their brokers and help you get the business loan your company needs.

They are dedicated to the businesses of New Zealand and they take pride in the difference they make in the economy through their loans.

Benefits of an ASB Bank business loan

  • Astonishing service delivery.
  • Out of the ordinary assistance and prices.
  • Flexible terms that will suit your business budget.
  • Manage your business loan on their user-friendly app.
  • Fast approval and payouts.
man holding thumbs up

ASB Bank is a trusted & reliable provider of business loans

In our review, ASB Bank adheres to the compliance criteria in accordance with Credit Contracts and Consumer Finance Act (CCCFA), where the granting the loan will not cause financial distress to the consumer.

ASB Bank is a registered credit provider in New Zealand: FSP29024

Customer Reviews & Testimonials

July 2018

Very friendly staff on the phone that was able to assist me with my loan application, the new technologies from today still confuses an old man like myself. Thank you for the assist!

Daniel E
— Auckland —

January 2019

My new small business was struggling for while last year and we had trouble staying afloat. Some of my equipment needed replacing in order to continue operations and we just didn’t have the money...

Lauren B
— Ashburton —

February 2019

Had a fast and easy experience applying for my business loan – enjoyed the fact that the money was released into our business account with haste. Really good lender

Jonathan C
— Hawke’s Bay —

March 2019

I was experiencing some trouble with my online application, so I phoned the number provided on the site and I have to say I was thoroughly impressed with how friendly, efficient and gracious the ...

Xavier C
— Nelson —

October 2021

They are like no other company I dealt with before. They helped me in the shortest time possible.

Harris D
— Rotorua —

August 2021

A company that went out of their way to assist me and my business to keep afloat. Love them.

Smith W
— Auckland —

August 2021

I received the funds I needed on the same day after a very quick application process.

Brown E
— Napier —

ASB Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • PO Box 35, Shortland Street, Auckland, 3479, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed