Advantage Finance

Advantage Finance is a Registered Financial Service Provider / FSP13501

About Advantage Finance

Advantage Finance offer property and bridging finance for both individuals and businesses.

We're different since we can assist customers when other lenders and banks simply can't or won't. If you're in need of a personal loan to bridge a financial gap - choose Advantage Finance.

An Experienced Team - Here to Help

As a business owner you know the importance of having a dedicated team working to ensure things are handled in a quick and efficient manner. We have an experienced team of professionals who are here to ensure you needs are met and that your business loan is attended to in a speedy manner.

What Advantage Finance can offer you

At Advantage Finance we offer secured business loans that can be repaid in a period of 1 to 24 months.

We offer large amounts of up to $3 million and we allow customers to repay their loans early with no penalty fees or extra charges.

Repayment Structure

You can choose to repay your business or personal loan by repaying the interest only and then making the full capital amount at the end of the term, with our capitalized interest where you pay the capital loan amount and interest as a lump sum at the end of the loan term or by using the progress payments option where capital and interest is paid together.

In a Nutshell

  •  Loan minimum NZ$25,000
  •  Loan maximum NZ$3 million
  •  Interest rate 9.75% - 11.95% per annum
  •  Loan term minimum 1 month
  •  Loan term maximum 24 months
  •  Average processing time 72 hours
  •  Online application
  •  Secured loan option

Bridging Finance that Moves your Business Forward

Whether you are a property developer or are looking to bridge a gap between the sale and purchase of a house - our bridging finance loans can do the job at a reasonable rate with highly flexible repayment options.

Our application process is quick and we strive to get things done in the shortest time frame possible.

Applying for a Loan Online

If you'd like to gain a clearer understanding of our rates and fees you can simply view our funding costs page where we have laid out the fees and interest structure of our secured loans. We accept loan applications online and we will process your application in a matter of hours - not days.

Eligibility & Requirements

Other Products & Services

  • Bridging Mortgages
  • Short Term Mortgages
  • Interest Only Mortgages
  • Mortgagee Sale Refinance
  • "As is, Where is" Mortgages
  • Bridging Finance
  • Short Term Finance
  • Development Finance
  • Construction Finance
  • Joint Venture Funding

Contact Details

 Visit Website


 Postal Address

  • PO Box 36623, Merivale, Christchurch, 8146, New¬†Zealand