Blue Sky Finance

About Blue Sky Finance

Blue Sky Finance is a registered credit provider and we work with a variety of lenders.

Loan approval within hours

If you are looking for a loan provider for a loan with bad credit, Blue Sky Finance can assist you. Personal or business loans can be approved in hours and paid out within the same day.

Apply online

There are two online options that you can choose from, depending on your requirements.  Options include secured and unsecured personal loans to assist you with vehicle finance, debt consolidation and/or business finance.

We finance over 8 000 loans!

Blue Sky Finance currently finances over 8 000 loans across New Zealand and we are ready to help you!

What Blue Sky Finance can offer you

At Blue Sky Finance you will find a number of services, which include personal loans, business loans, debt consolidation and vehicle loans.

Loans paid out within the same day

We aim to make the process as easy as possible and the entire process is therefore completed online. Not only do we provide the best possible options for online loan application but we can approve your loan and pay the loan amount over to you within the same day.

We also aim to offer you the vary best service in the industry and we proud ourselves on our speedy turnaround times of processing loans. 

With our various loans availble, you are sure to find one to suit your needs.

In a Nutshell

  •  Loan minimum $1 500
  •  Loan term maximum 60 months
  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration

How to apply for a loan with Blue Sky Finance?

The entire loan process is done online, ensuring that you experience an optimal level of loan application and approval.

We guarantee the best interest rates as we shop around to find the best loan provider to suit your requirements. Applicants are required to be over the age of 18, must be a permanent resident in New Zealand and must be earning an income. 

We welcome a number of potential clients such as persons with a poor credit history, students, low income earners, super-annuitants and beneficiaries. The criterion that we will look at includes your ability to repay the loan, your income and residence history, residency status and your credit history.

Easy online application

You have two options when completing the online application to obtain a loan with bad credit at Blue Sky Finance. These options include the Full and Express online application.

Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  NZ resident
  •  Employed full-time
  •  Self-employed
  •  Earning a stable income

Other Products & Services

  • Business loans
  • Personal loans
  • Loans for various types of vehicles
  • Debt consolidation

Contact Details

 Visit Website Apply Directly


 Physical Address

  • Level 1 - Unit 8 212 Antigua Street, Christchurch Central, Christchurch, 8011, New Zealand