Admiral Finance

Admiral Finance is a Registered Financial Service Provider / FSP 9421

About Admiral Finance

At Admiral Finance we care about our customers and we strive to help those of them who have bad credit access money when they need it.

We are a reliable and transparent payday loan provider that will always ensure you understand the processes and costs involved in taking out a loan.

Refined, Fast And Simplified Processes

Our application processes are refined, fast and simplified and customers can enjoy all this online. Whether you're looking for a small loan or a bigger loan for debt consolidation - we can provide you with the most flexible loan.

What Admiral Finance can offer you

At Admiral Finance we offer customers who have poor credit these fantastic and flexible loans which can be used to consolidate debt, pay bills and make large purchases.

Even though we cater to people with a poor credit history our rates are very reasonable and our personal loan terms allow for affordable monthly installments.

Loans from $5,000

We offer secured cash loans that range from $5,000 to $50,000 at an AIR of between 13.95% to 24.95% per annum. No matter what you needs, budget and income you can afford a bad credit loan from Admiral Finance since we have one of the most flexible loan terms on the market.

In a Nutshell

  •  Loan minimum NZ$5,000
  •  Loan maximum NZ$50,000
  •  Interest rate 13.95% to 24.95% per annum
  •  Loan term minimum 6 months
  •  Loan term maximum 60 months
  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Secured loan option
  •  Bad credit consideration

Getting a Bad Credit Loan with Admiral Finance

When it comes to applying for a loan - people feel like they're going to have to go through a difficulty and drawn out process but, as an online lender our application is far from this.

You can complete the application and upload the supporting documents online quickly and with very little effort.

What you'll need to Apply

To apply you must be a NZ citizen or resident that is employed full time, is 21 or older and that can provide us with bank statements, pay slips, a photo ID and a completed online loan application form. Once we've processed these we will make you a quick loan offer and send you a loan agreement form.

Eligibility & Requirements

  •  22 years or older
  •  NZ resident
  •  Credit check
  •  Can you provide security
  •  Bank statements

Other Products & Services

  • Boat loans and boat finance
  • Home renovation loans
  • Debt consolidation loans
  • Car loans and car finance
  • Instant finance
  • Fast cash loans and fast finance
  • Bridging finance
  • Home renovation loans
  • Second mortgages
  • Unsecured loans
  • Business loans
  • Personal loans

Contact Details

 Visit Website Apply Directly


 Physical Address

  • 45 Mandeville Street, Level 1, Riccarton, Christchurch, Canterbury, 8011, New¬†Zealand

 Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New¬†Zealand

Opening Hours

  •  Monday 08:00 – 16:45
  •  Tuesday 08:00 – 16:45
  •  Wednesday 08:00 – 16:45
  •  Thursday 08:00 – 16:45
  •  Friday 08:00 – 16:45
  •  Saturday Closed during winter –
  •  Sunday Closed –